08:00 - 09:00 Exhibition
Registration & Breakfast

Making the change to instant payments in all relevant channels is a large investment. What constitutes a good implementation plan? Which pain points remain globally and regionally? 

Jonny Keir

Jonny Keir

NatWest Group

Jude Pinto

Jude Pinto

Payments Canada

Kevin Flood

Kevin Flood

FIS

Sophie Giorgi

Sophie Giorgi

Crédit Agricole Payment Services

Open Finance begins with secure and reliable data access for consumers to share their data with the financial apps and providers they choose to use. This panel will discuss how the move from today’s Open Banking will structure the journey towards an Open Finance ecosystem.

Simon Eacott

Simon Eacott

NatWest

Vincent Brennan

Vincent Brennan

Accenture

The goals of the G20 Roadmap for Enhancing Cross-border Payments include increased transparency, speed, security and lower costs. However, challenges remain, in particular with regard to the operational and regulatory environment. How will the future of cross-border payments look like?

Isabelle Poussigues

Isabelle Poussigues

Société Generale.

John Hutton

John Hutton

LexisNexis

Kate Pohl

Kate Pohl

Euro Banking Association

Rafael Linde

Rafael Linde

Cecabank

With volumes of instant payments (and real-time payments in the US) constantly growing, which benefits do instant payments have – for PSPs, for companies, for retail consumers? Which drivers may promote further adoption of instant payments? What is the situation in emerging markets?

Elena Gomez

Elena Gomez

Citi

Martin Runow

Martin Runow

Goldman Sachs Bank Europe

10:45 - 11:15 Exhibition
Coffee Break & Networking
11:15 - 12:15 Room 1
Strategic Roundtable: Achieving New Levels of Excellence in Payments – Quick, Easy and Predictable
12:00 - 13:45 Exhibition
Lunch & Networking

Is the market ready for the end of the coexistence of ISO and MT messages? What remains to be done in the next few months to realise ISO 20022’s full benefits?

Christopher Gardner

Christopher Gardner

Deutsche Bank

Domenico Scaffidi

Domenico Scaffidi

Unifits

Justin Brearley-Smith

Justin Brearley-Smith

J.P. Morgan

Kjeld Herreman

Kjeld Herreman

Paylume

Sylvain Dauge

Sylvain Dauge

Societe Generale

Vitus Rotzer

Vitus Rotzer

Bottomline

13:45 - 14:30 Room 2

What are the current complexities facing PSPs with regard to verification of payee? What else can reduce the fraud risk for consumers and businesses?

Kannan Rasappan

Kannan Rasappan

Banfico

Lu Zurawski

Lu Zurawski

PSR

Nicolas Trimbour

Nicolas Trimbour

BNP Paribas

Olivier Julou

Olivier Julou

Crédit Agricole Payment Services

Sheri Brandon

Sheri Brandon

Worldline Financial Services

Payment services providers have created innovative operating models for international remittances and low-value payments. How are these payment services changed by developments in real-time payments, Open Banking, and interlinkages between low-value infrastructures?

Anastasia Serikova

Anastasia Serikova

Visa

Akshat Saharia

Akshat Saharia

HSBC Bank plc

Emanuela Saccarola

Emanuela Saccarola

Citi Services

Dr. Leo Lipis

Dr. Leo Lipis

Lipis Advisors

Simone Satan

Simone Satan

BNY

14:45 - 15:30 Room 2

With instant and real-time payments live in the SEPA zone and the Americas now for years and with rapidly growing volumes, this session will explore how PSPs and their customers are already benefiting from access to real-time payment rails and corresponding solutions.

Elena Casal

Elena Casal

The Clearing House

Dr. Hubertus von Poser

Dr. Hubertus von Poser

PPI

Simone Del Guerra

Simone Del Guerra

Nexi

15:45 - 16:15 Room 1
Closing Roundtable and Video: Looking back on EBAday’s Highlights
16:15 Exhibition
Close of EBAday 2025

  

Isabelle Olivier

Isabelle Olivier

 Visa Europe

Instant payments and virtual assets are reshaping the financial ecosystem – but with speed and digitalization comes exposure. Regulatory mandates like Verification of Payee (VOP) or the Travel Rule are helping to close the gaps in illicit financial flows, yet fraudsters continue to innovate faster than policy.

We will explore a holistic defense model, combining optimizations and AI/ML assistance that empowers financial institutions to prevent in real-time behavioral transaction anomalies.

Marie-Christine Diaz

Marie-Christine Diaz

  

Demis Estabridis

Demis Estabridis

Gini GmbH

Tom Orzikowski

Tom Orzikowski

Gini GmbH