09:00 - 10:30 Exhibition
Registration & Breakfast
10:30 - 10:40 Room 1
Welcome by the EBA
10:40 - 11:20 Room 1
CEO Roundtable: The Future of Banking and Payments

In this strategic roundtable, two industry leaders will share insights on how innovation, technology and collaboration are reshaping the payments landscape. The discussion will explore how financial institutions, fintechs, and technology providers can co-create ecosystems that are agile, inclusive, and future-ready. From tackling interoperability challenges to fostering trust in partnerships, the session will highlight real-world examples and forward-looking strategies that enable sustainable growth through collaboration.

12:00 - 13:30 Exhibition
Lunch & Networking

As from October 2025 PSPs in the Eurozone will be required to offer their customers the facility to send instant payments. Short deadlines must be met amid many other ongoing regulation and compliance projects.  Back-office readiness, risk and security enhancements are key to that effect. Are we on track? Which challenges remain?

13:30 - 14:15 Room 2

The development of a Digital Euro has emerged as a potentially transformative force with far-reaching impact across finance and beyond. What are the future requirements for these new forms of digital money? What are the recommendations for PSPs? What are the benefits of digital money?

As financial crime evolves, so must payments security.  What are fresh strategies to combat all sorts of fraud?  Which approach is best suited to stem off bourgeoning authorised push payment fraud?

How can corporates and SMEs use real-time data to improve their liquidity and working capital management?  In which way can automation of cashflow processes help? What else has to be done to bring liquidity management close to real-time? When will Treasury as a Service (TaaS) become a reality?

15:15 - 15:45 Exhibition
Coffee Break & Networking

In October 2024, the Financial Stability Board released an updated progress report on the G20 Roadmap for Enhancing Cross-border Payments. What are the implications? Where is most and where is least progress being made?

There is much talk about AI’s role in banking and payments. Which imminent challenges and opportunities does it really present? Which business cases are there for AI-powered solutions?

Good regulation acts as an accelerator, not inhibitor, to becoming more resilient and successful in the future.  How will projects such as the IPR, PSR, PSD3, FIDA, eIDAS or others influence the market conditions for banks and other PSPs? How much collaboration versus how much competition among PSPs can be expected as outcome?

Fintechs are now a critical pillar of modern banking, from a cautious start. How will the relationship between banks and fintechs evolve in 2025 and beyond? What partnership challenges need to be overcome to achieve a strategic partnership delivering successful outcomes for all stakeholders, e.g. accessing new customer demographics or overhauling legacy systems? What
unexpected benefits accrue from strategic partnerships?

17:30 - 19:00 Exhibition
Drinks Reception & Networking