9:00 - 10:00

Registration & Refreshments

10:00 - 10:10

Welcome by the EBA

Wolfgang Ehrmann

Wolfgang Ehrmann

Euro Banking Association

10:10 - 10:30

Host Keynote "A roadmap for a modern and safe payments market”

Hélder Rosalino

Hélder Rosalino

Member of the Board, Banco de Portugal Bachelor's and Master's degree in Management. Executive MBA Member of the Board of Directors of Banco de Portugal since 2014, with responsibility for: markets and reserve management, monetary issuance, payment systems, information technology, accounting and financial control, human resources, communication, planning and organisation, and innovation management. Member of the European Central Bank's High-Level Group for Digital Euro. Senior executive at Banco de Portugal since 1994, having been, among other functions, Head of the Issuance and Treasury Department and Head of the Human Resources Department. Represents Banco de Portugal in various committees and working groups within the ECB and the EC. linkedIn

10:30 - 11:20

Strategic Roundtable 1 “The future of payments: digital, instant, profitable?”

Joy Macknight

Joy Macknight (M)

Freelance journalist/editor Joy Macknight is a freelance journalist/editor who has covered the global financial services industry for the past 20 years, specialising in transaction banking and fintech. Most recently, she was editor of The Banker, a Financial Times publication. linkedInTwitter
Tsvetanka Nankova

Tsvetanka Nankova

Global Head of Sales, Institutional Cash & Trade Finance, Deutsche Bank
Michael Reinwald

Michael Reinwald

Head of Financial Institution Group Sales Europe, J.P. Morgan Payments Michael Reinwald is the Head of Sales for Financial and Non-Bank Financial Institutions for J.P. Morgan in Germany, Austria and CEE. He has close to 20 years’ experience in the Financial Industry and 15 years in Payments in several coverage related roles. Michael has studied Business Administration at FU Berlin and lives in Frankfurt.

11:20 - 12:00

Challenge Speech "Digital Money, Digital Assets, Digital Identity: The Future of Banking"

Dave Birch

Dave Birch

Author, Advisor and Commentator David G. W. Birch is an author, advisor and commentator on digital financial services. He is an international keynote speaker and recognised thought leader in digital identity and digital money.

12:00 - 13:30

Lunch & Networking Break

12:00 - 12:15

Will cross-border payments ever be easy?

If money movement is the heart of an economy, a strong payment network is what keeps it pumping, anchored by compliance and tech. Explore the wallet revolution, and how TerraPay - leading global money movement company, was already ahead of the curve.

David Backshall

David Backshall

Vice President - Payment Partnerships - Payments, TerraPay linkedIn

12:05 - 12:50

Women in banking and payments

As the payments industry becomes more and more specialised, further opportunities for women are opening up in various areas such as technology, Open Banking, ESG or regulation. How can banks, consultancies and payment service providers achieve gender parity, diversity and inclusion? In which ways can the industry include more women in decision-making roles? What is the role of mentors and sponsors? These and other questions will be at the core of this EBAday lunchtime session.

Kate Pohl

Kate Pohl (M)

Executive Advisor, Projective Group Kate is a strategic planner, builder as well as a tactical manager. She is passionate about supporting transformation through innovation and digitalization plus coaching to leverage opportunities. Kate has 35+ years of experience in commercial banking. This includes transaction services, sales, implementation, client services and product management. Kate is experienced in relationship management as well as risk. She has held senior positions with local, regional, and global responsibilities at ING, Citi, ABNAmro, JPMorgan & BNY in New York, Frankfurt and Amsterdam. Today she supports financial institutions, fintechs and corporates in their quest to become more effective and efficient in today's fast-paced and agile world. linkedIn
Lauren Jones

Lauren Jones

Chair, ISO TC68 SC2 – Security for Financial Services
Katja Lehr

Katja Lehr

Managing Director, EMEA Payments and Commerce Solutions, J.P. Morgan Payments Katja Lehr is a Managing Director of the EMEA Payments and Commerce Solutions Team, responsible for J.P. Morgan’s Payment Product offerings across the regional footprint and for industry outreach and advocacy. Katija was previously Global Head of Bank and Alternative Product Solutions at PayPal in San Jose, CA, USA. Before transitioning to the US, she worked for PayPal in Berlin, responsible for the build out of PayPal’s EMEA payment business. Lehr holds a diploma as Professional of Banking and a diploma in Financial Economy (LIFBA).
Petia Niederländer

Petia Niederländer

Director, Oesterreichische Nationalbank Petia Niederlaender is the Director for Payments, Risk Monitoring and Financial Literacy of Austria National Bank (OeNB) since February 2021. She is member of ECBs Market Infrastructure Board, chairs the National Payments Committee and acts as a supervisory board member at the Austrian payments innovations hub – OeNPAY. She has specific responsibility to develop and ensure stability of the payments infrastructure in Austria, ensure dialogue and cooperation with financial institutions participating and stakeholders. Petia jointed payments and banking 15 years ago.
Simone Satan

Simone Satan

Global Head of Digital Market Management, Treasury Services, BNY Mellon Simone Satan is the Head of Digital Market Management, Treasury Services at BNY Mellon. Simone is responsible for the value articulation and market support of Digital Channels Solutions. Her global team works to optimize digital solutions and connectivity strategies that meet clients needs. Simone previously headed the TS Relationship & Business Development business for Germany, Austria and the CEE Region. Prior to re-joining BNY Mellon, Simone spent six years with Visa in a Senior Relationship & Sales Management role. With more than 20 years Payment’s experience and holds an MBA in banking from the Frankfurt School of Finance & Management.

12:15 - 12:30

Hot or not? The Banking Innovation Casting

Looking for the next payment innovation? In our "Hot or Not" session, explore the top 5 innovations banks and PSPs can implement in the EU, even with current regulatory challenges. Gain actionable insights to stay ahead in this evolving landscape.

Demis Estabridis

Demis Estabridis

Head of Innovation, Gini linkedIn

12:30 - 12:45

Instant Analytics, Endless Opportunities: Your Approach to Transaction Data

•  Explore how transaction data can unlock revenue & enhanced operational effectiveness
•  Learn how FIs easily access transaction data to create valuable insights
•  Gain practical insights to optimise operations to generate institutional value

Antoine Cuypers

Antoine Cuypers

Director of Strategic Alliances, Intix With a career in financial solutions since 2002, Antoine is currently the Director of Strategic Alliances and Key Accounts at Intix. Leading global business development, he oversees sales of Intix's transaction data management solutions. In his previous role at Telovia, he drove business development until the sale of flagship solutions' IP to Fircosoft. Formerly at EastNets (SIDE International), Antoine expanded operations across Europe and the USA, establishing the company's US presence. Managing partner channels in regions like Russia and Southern Africa, he secured substantial deals with entities such as VTB and central banks of Sudan and Algeria.
Guy Moons

Guy Moons

Product Specialist Enterprise Payments, FIS Guy Moons is Product Specialist for Enterprise Payments at FIS. Being at the forefront of innovation for the last 20 years in Payment processing he has designed many payment transformation programs for large banks around the world. He has a solution oriented approach in solving today's banks tomorrow's payment challenges. linkedIn

12:45 - 13:00

Zero Trust Principles for API Security — 3 Benefits

Innovative payment solutions are fueling business growth, requiring comprehensive security and reliability. Join us to explore strategies for achieving ransomware protection, enhanced compliance, and seamless cloud migration.

Richard Meeus

Richard Meeus

Security Technology and Strategy Director, Akamai Richard Meeus is Akamai’s EMEA Director of Security Technology and Strategy. With more than twenty years of experience, Richard is responsible for designing and building secure solutions for some of the world’s most influential organisations. Richard is an industry expert in cloud computing, enterprise software, and network security. During his time at Akamai, Mirapoint, and Prolexic, Richard has held strategic roles across a broad range of projects, including the deployment of DDoS solutions for multinational organisations to protect critical infrastructure and sensitive data. Additionally, Richard is a chartered member of the BCS and a CISSP.

13:00 - 13:15

Hybrid Cloud Innovations: How to thrive in a platform-led payments market

Ramon Villarreal

Ramon Villarreal

Payments Sector Global Lead, Red Hat Ramon leads the payments modernization strategy as global lead for the payments sector at Red Hat. He focuses on helping develop, build, sell, and support next-generation software solutions and services for payments organizations with an aim to deliver differentiated value to Financial Institutions. He has spent 23 years focused on technology transformation with Financial institutions, including Santander Bank, Nationwide Building Society, UK Payments Scheme. Prior to Red Hat, he worked at Accenture helping Payments institutions to Modernize their Technology landscape. linkedIn

13:15 - 13:30

Enhancing card payments business profits by 50% with data analysis

Nowadays we hear a lot that data is the new oil and in many cases people assume that the more data you have the better. But is it always the case? In this session Kirill Lisitsyn from Torus will unleash the peculiarities of data analysis for managing and improving card payments profitability.

Kirill Lisitsyn

Kirill Lisitsyn

Co-founder & CEO, Torus Advisors Ex-Mastercard and Accenture, mastered the ins and outs of payments profitability and then switched gears to build a product addressing a vital issue in the global payments market.

13:30 - 14:15

Challenges and benefits of CBDCs, tokenised deposits and stablecoin adoption

Tokenised money is on the horizon in numerous countries. What are the benefits and risks of programmability? How likely is the risk of market fragmentation through multiple offerings, both private and public, chasing after the same use cases?

Andrea Meier

Andrea Meier (M)

Chair of the EBA Working Group on Digital Currencies and Smart Payments Andrea Meier is member of the Board of the European Banking Association (EBA) and has a wealth of experience in the banking and payments industry. She currently serves as the head of Solution Management at DZ BANK AG, a position she has held since 2021. In this role, Andrea is responsible for leading her team in the development and implementation of innovative payment solutions and card solutions for cooperative banks and their clients, as well as corporate clients. Prior to her current role, Andrea held various positions within DZ BANK, including leading the Business Development Unit in the Transaction Management Division. Before joining DZ BANK in 2008, Andrea worked for the Association of German Public Sector Banks. linkedIn
David Cunningham

David Cunningham

Head of Strategy & Partnerships for Digital Assets, Treasury and Trade Solutions, Citi
Manuel Klein

Manuel Klein

Market Management Payments and Digital Currencies, Cash Management, Deutsche Bank Manuel Klein is market manager for payments and digital currencies at Deutsche Bank's corporate bank. He focusses on new developments in cross border and domestic payment systems and on the impact of central bank digital currencies and blockchain on the payment and cash management franchise of Deutsche Bank. Before joining Deutsche Bank, he was senior consultant in blockchain technology consulting for financial service providers at EY and asset management consultant at FactSet, a leading global financial data and analytics company.
Alessandro Roveda

Alessandro Roveda

Head of Network Services Solutions, Nexi Group Alessandro Roveda is Head of Network Services Solutions in Nexi with responsibility for positioning the Group in the field of network payments infrastructure. He is responsible also for Blockchain solutions supporting Banks and Corporates in innovative solutions. He was previously Head of Capital Markets Innovative Solutions at SIA and held various roles in design and delivery Banking software at Cegeka.
Gilbert Verdian

Gilbert Verdian

Founder and CEO, Quant As Founder and CEO of Quant, Gilbert is focused on unlocking the power of blockchain for everyone, to create an empowered, interconnected world. Gilbert has more than 20 years of cybersecurity experience and C-level accountability as a CISO, CIO and CTO. He has worked in government – for Downing Street, HM Treasury, the Cabinet Office, Ministry of Justice and NSW Health – and has also served in the private sector, at Mastercard, Vocalink, CSC, EY, PwC, BP and HSBC. With a keen interest in disruptive technology, Gilbert established the Blockchain ISO Standard TC307 initiative in 2015 and is the Convenor of the Interoperability working group WG7 for ISO.
Phoebe Zhou

Phoebe Zhou

Head of Emerging Payments - GPS Europe, HSBC Phoebe is a Banking Leader with 16+ years of experience in retail and commercial banking in the UK and EU. She has built digital client receivable solution from scratch and recently one of the solution she looks after has won the best innovative solution in PayTech Awards in 2023. Her expertise goes beyond Open Banking to Omni Collect, Digital Currencies and Digital Assets utilising emerging technologies including DLT and AI. As Head of Emerging Payments Europe for HSBC, Phoebe helps to oversee the delivery of plans centred around the Emerging Payments landscape in the UK and Europe for GPS. She also is a Steering Committee member for the Regulated Liability Network UK project and Digital Euro New Technology Wholesale Contact Group.

13:30 - 14:15

Immersive trends in payments technology

Artificial intelligence and cloud computing are rapidly changing the way PSPs operate. How can PSPs deliver secure and reliable services while offering tailor-made payments to their customers?

Olivier Denecker

Olivier Denecker (M)

Expert Partner, McKinsey
Martin Bentele

Martin Bentele

Managing Director, Payments Lead, Europe, Accenture<br />
 Krister Billing

Krister Billing

Market Infrastructures & Regulatory Affairs, SEB Krister Billing has more than 30 years’ experience in international commercial banking. At SEB, he has held senior roles in cash management, trade finance, receivables and supply chain finance. Currently heading up Market Infrastructures and Regulatory Affairs in the Large Corporate and Financial Institutions Division, Krister is working hands-on with market infrastructures, regulatory surveillance and oversight as well as development of next generation solutions. Outside SEB he is a member of the board at EBA Association (www.abe-eba.eu), the European Council of BAFT and also represents SEB in the Swedish Bankers’ Association. Krister Billing has a BSc degree in business and economics from the University of Linköping.
Eimear O'Connor

Eimear O'Connor

Chief Product Officer, Form3 Eimear is Form3’s CPO with responsibility for product strategy, development and management, joining Form3 as COO in 2017, managing all aspects of business and service operations. Eimear has worked and consulted within financial services organisations on strategy, product and operations for over 20 years. She joined from Barclays where she was Retail and Commercial Product Director for Pingit, responsible for the global development and commercial management of the retail customer base for this award-winning open market payments platform. Prior to this, Eimear led the Corporate Mobile Payments Product Team at Barclays where she was responsible for the product design, development and launch of the Barclays Pingit for corporates product set. linkedIn

14:30 - 15:15

The Instant Payments (r)evolution

What remain the main challenges for banks in the adoption of instant payments? Which fraud-fighting solutions are there? Which role does confirmation of payee play?

Reinhard Höll

Reinhard Höll (M)

Partner, McKinsey & Company
Simon Eacott

Simon Eacott

Head of Payments, Natwest Simon has extensive experience in the Payments industry, with expertise in strategic change programmes, cash management sales, operations and product management. In his current role as Head of Payments for NatWest Group, Simon is responsible for setting the Groups Payments strategy including, Product and Scheme management, Operations and Innovation. Previously the Head of Product Development & Innovation, Simon led the Payments customer centric Innovation programme together with product / scheme responsibilities.Well known and respected at industry fora, Simon is chair of the Strategic Participant Group supporting Pay.UK and is an Advisory Board member of Pennies (pennies.org.uk).
Ingo Faulhaber

Ingo Faulhaber

Division Manager Account Payments - Financial Services, Worldline As Division Manager of Account Payments at Worldline Financial Services, Ingo Faulhaber oversees a global team of 600+ employees, responsible for the product-driven business division. Ingo has extensive experience in financial services, having successfully worked in leadership roles for over a decade. Before joining Worldline, he worked as Partner at consulting firm Consileon Frankfurt GmbH. He holds a Diplom degree in banking and finance from the University of Cologne.
Wim Grosemans

Wim Grosemans

Global Head of Product Management – Payments & Receivables – Cash Management, BNP Paribas Wim Grosemans is global head of Product Development for Payments and Receivables at BNP Paribas Cash Management. Wim is active in the payments and cash management domains within BNP Paribas and its predecessors since 2004 and has end-to-end experience in business development, product management and platform integration, delivery and operations. He holds an MSc in Commercial Engineering from Hasselt University, Belgium. linkedIn
Hays Littlejohn

Hays Littlejohn

CEO, EBA Clearing Hays Littlejohn is CEO of EBA CLEARING, the leading private-industry provider of pan-European infrastructure solutions for euro payments. Prior to that, he held managerial and executive positions in global transaction banking at UBS, covering the areas of product management, relationship management, sales, business development and market infrastructures. Hays also served on the Boards of CLS and EBA CLEARING.
Amelia Ruiz Heras

Amelia Ruiz Heras

Senior Director, Global Solution Consulting Payments, Finastra Amelia is a Senior Director at Finastra with over 20 years’ experience in the payments industry and leads the global Solution Consulting organization for Finastra’s Payments business. Amelia and her team design and develop solutions to help clients respond to business and regulatory requirements in the bank-to-bank payments ecosystems while enabling their payments modernization and transformation journeys. As an industry leader in cloud-native solutions, Amelia also helps drive payment innovation at Finastra. Amelia is equally passionate about her clients' success as she is about Payments. linkedIn

14:30 - 15:15

The keys to successful digitalisation

FIs need to transform their entire business and operating model to achieve bespoke and modular digital solutions while improving their profitability. How can open banking and embedded finance help with this goal? Which hurdles remain?

Adam Davis

Adam Davis (M)

Associate Partner, Bain & Company
Luigi Mesi

Luigi Mesi

Partner, Be Shaping The Future
Simone Satan

Simone Satan

Global Head of Digital Market Management, Treasury Services, BNY Mellon Simone Satan is the Head of Digital Market Management, Treasury Services at BNY Mellon. Simone is responsible for the value articulation and market support of Digital Channels Solutions. Her global team works to optimize digital solutions and connectivity strategies that meet clients needs. Simone previously headed the TS Relationship & Business Development business for Germany, Austria and the CEE Region. Prior to re-joining BNY Mellon, Simone spent six years with Visa in a Senior Relationship & Sales Management role. With more than 20 years Payment’s experience and holds an MBA in banking from the Frankfurt School of Finance & Management.
Paul Thomalla

Paul Thomalla

Non-Executive Director, Unifits

15:15 - 15:45

Coffee Break & Networking Break

15:15 - 15:30

10 Seconds Fast – Users' Needs Last? Fixing Instant payments & A2A Gaps

Can we ignite a payment revolution with Instant Payments? Without improving payment initiation, 10-second transfers won't spur adoption. Unveil how SRTP and A2A Instant Payments can create new business opportunities and boost banking app engagement.

Demis Estabridis

Demis Estabridis

Head of Innovation, Gini linkedIn
Tom Orzikowski

Tom Orzikowski

Head of Marketing, Gini linkedIn

15:30 - 15:45

How Bank Card Issuers can deliver hyper-personalised experiences (like Revolut)

Banks must deliver fintech like customer expériences, to stay relevant, or lose their brand moat by the end of 2025. With legacy tech stacks inhibiting agile change, payment fabric technology is the new enabler to solve this challenge. Learn more.

Norman Frankel

Norman Frankel

Chief Growth Officer, Stanchion Payment Solutions With 30+ years payment experience internationally spanning Banking, Telco, Retail and IT, Norman also founded an early fintech payments company exiting with a London AIM stock exchange listing. He also authored a career/personal development book – “Executive-ME” and regularly presents to university students.

15:45 - 16:30

New regulations – new opportunities?

A plethora of new EU regulations and directives are on the horizon: how can these be turned into an advantage for the payment business? What are the regulatory trends to watch? Can innovation derive from something other than a regulatory impetus?

Thomas Peeters

Thomas Peeters (M)

Head of Europe North, Swift Thomas was appointed Head of Europe North in February 2023, with responsibility for the team managing relationships with the BeNeLux, Nordics and Baltics communities of financial institutions, market infrastructures and corporates. Previously Thomas led the Benelux team and managed relationships with several key clients within Belgium, Luxembourg and Netherlands; worked on the development of Swift’s corporate segment; supported the business development teams and clients in the role of technical sales expert; and held various positions in IT operations. Prior to joining Swift in 2005, he held a number of consulting assignments linked to software development and integration.
Antoine Cuypers

Antoine Cuypers

Director of Strategic Alliances, Intix With a career in financial solutions since 2002, Antoine is currently the Director of Strategic Alliances and Key Accounts at Intix. Leading global business development, he oversees sales of Intix's transaction data management solutions. In his previous role at Telovia, he drove business development until the sale of flagship solutions' IP to Fircosoft. Formerly at EastNets (SIDE International), Antoine expanded operations across Europe and the USA, establishing the company's US presence. Managing partner channels in regions like Russia and Southern Africa, he secured substantial deals with entities such as VTB and central banks of Sudan and Algeria.
Karthik Jagannathan

Karthik Jagannathan

Head - Presales & Payments Solutions, valantic FSA Karthik Jagannathan, as Director at valantic FSA, leads the Payments Solutions practice and Pre-sales teams. With over 20 years of experience in the Financial Services Industry, he has successfully guided both business and technology teams at banks and technology firms in refining their strategy concerning payments infrastructure and product evolution. Karthik is a recognized domain expert in Swift gpi, Open Banking, Instant Payments, and Trade Finance. He has authored numerous articles on Instant Payments and is a frequent speaker at global industry conferences. Currently, his primary focus is assisting valantic FSA's customers in implementing upcoming Instant Payments and Swift gpi initiatives using valantic FSA X-Gen based solutions. linkedIn
Katja Lehr

Katja Lehr

Managing Director, EMEA Payments and Commerce Solutions, J.P. Morgan Payments Katja Lehr is a Managing Director of the EMEA Payments and Commerce Solutions Team, responsible for J.P. Morgan’s Payment Product offerings across the regional footprint and for industry outreach and advocacy. Katija was previously Global Head of Bank and Alternative Product Solutions at PayPal in San Jose, CA, USA. Before transitioning to the US, she worked for PayPal in Berlin, responsible for the build out of PayPal’s EMEA payment business. Lehr holds a diploma as Professional of Banking and a diploma in Financial Economy (LIFBA).
Julie Timpson

Julie Timpson

Director – Head of High Value & International Payments, Barclays

15:45 - 16:30

Cloud-based managed services

The cloud has played a big part in the ongoing digital transformation in banking and payments. What is the best strategy for banks to streamline their operations, increase scale and improve time to market? Is payments-as-a-service a viable model to consider?

Nils Jung

Nils Jung (M)

Head of Payments Germany, Capgemini Invent In his current role as Head of Payments Germany for Capgemini Invent, his focus areas include Digital Transactions and Payments, from managing strategic initiatives to supporting the implementation of global payments transformation projects. He is also a co-author and speaker of the annually released World Payments Report by Capgemini and has facilitated the Open Banking Working Group of the EBA Association for several years. linkedIn
Daragh Kirby

Daragh Kirby

Head Of Sales & Marketing, Intercope Daragh and his team lead the go-to-market and sales execution for Intercope – presenting the value of Intercope solutions, interacting with customers, business partners and representing Intercope at industry, customer and vendor events. Daragh has over 20 years’ experience in working with banks, market infrastructures and technology companies to source and provide the right solution for payments and financial messaging. Before Intercope, Daragh was the sales and solution leader for IBM’s payments products in Europe. Previously, Daragh was an IT Architect/Consultant working at IBM, Credit Suisse, RBS, and Dell Computers. Daragh has a degree in Finance & Economics and postgraduate qualifications in Computer Science and Corporate Treasury. linkedIn
Nadish Lad

Nadish Lad

Global Head of Product, Volante Technologies
Michèle Zaquine

Michèle Zaquine

Director, Head of Propositions and Commercialisation Europe & Treasury Solutions Group, Global Payments Solutions, HSBC Michèle leads the European Propositions & Commercialisation team for Payments for HSBC’s Global Payments Solutions business and is equally part of the Treasury Solutions Group. Based in Paris, Michèle leads a team who provide client consultancy and thought leadership for corporate clients, specialising in treasury payables/receivables solutions. She has over 35 years of banking experience with more than 10 years in Cash Management. Prior to her current role, Michèle spent 10 years in Trade developing strong relationships with customers both in France and abroad, structuring new products and managing the Commercial Banking sales teams.

16:45 - 17:30

Reassessing priorities in liquidity management

How are inflation, high interest rates and elevated geopolitical uncertainty impacting today’s liquidity management ecosystem? How are banks adapting their business models and balance sheets? How are corporates responding to these challenges?

Liz Oakes

Liz Oakes (M)

Independent expert and iNED Liz is recognised for contributions to key innovations and significant growth in the payments industry globally. She spent a number of years driving the growth and success of Mastercard's global operations. She has a deep understanding of the payments industry and is experienced in developing innovative solutions that enhance the digital payment experience for consumers and businesses globally. Known for her strategic mindset and exceptional leadership skills, Liz is passionate about driving financial inclusion and empowering individuals and businesses around the world through cutting-edge technology. Recognized for her expertise and global network, Liz now serves as a non-executive board member lending her valuable insights, strategy expertise and
Vivek Chikballapur

Vivek Chikballapur

Head of EMEA Liquidity and Account Specialists, J.P. Morgan Payments Vivek Chikballapur is Head of EMEA Liquidity and Account Specialists at J.P. Morgan Payments. Their key focus is to enable clients to have Liquidity in the right place, right time and in the right currency. Prior to this role, Vivek was the head of the EMEA Market Risk team for J.P. Morgan CIO and Treasury. Outside of J.P. Morgan, Vivek has a vast experience heading Structured Rates and FX market risk teams at Credit Suisse and also as a software Engineer at Infosys Technologies Ltd; India. Vivek is extremely passionate about career development and taking the time to mentor and coach individuals. Vivek has a Master’s Degree in Quantitative Finance from the University of Reading, UK and a Bachelor in Electronics Engineering from India.
Jorge Filipe Nunes

Jorge Filipe Nunes

Head of Liquidity and Funding. Banco BPI
Justin Silsbury

Justin Silsbury

Lead Product Manager, Infosys Finacle For over 25 years I have worked within Cash & Liquidity Management. I joined Finacle in November 2020 as Lead Product Manager for Cash Management. Prior to Finacle, I was a senior product manager for Liquidity Management at Intellect Design Arena. Before joining Intellect I worked for JP Morgan in a number of roles including Portfolio Manager, Operations Manager and Product Manager. In my current role I am responsible for driving the product roadmap to achieve a product solution suited to regions and customers, drive business requirements and prioritisation, understanding competitive deficiencies and incorporating into the product strategy.
Varun Yadav

Varun Yadav

Director of Product, Global Cash Management, BNY Mellon Varun Yadav is the Product Lead, Virtual Accounts, Global Cash Management Solutions at BNY Mellon. Varun has nearly 18+ years of experience in corporate and retail banking across UK, Germany and India. He is currently leading the development of the bank’s strategy and capabilities for virtual accounts across a range of payments, segments and regions. He also specializes in and has led the development of core liquidity management products. Varun holds an MBA, an engineering degree in Computer Science and ACT’s Certificate in International Cash Management.

16:45 - 17:30

The OCT Inst scheme – possibilities and boundaries

Which impact can the cross-currency payment scheme have on European PSPs? How can they best reap its benefits? By when can we expect reciprocity on the non-euro leg? Which new services could be built upon OCT Inst?

Rita Camporeale

Rita Camporeale (M)

Vice Chair, European Payments Council
Daniele Astarita

Daniele Astarita

Principal Solution Consultant, Real Time Payments, ACI Worldwide
Damien Godderis

Damien Godderis

Head of Payments Industry Engagement - Payments & Receivables - Cash Management, BNP Paribas Damien is a seasoned payment expert, having spent over 17 years in the domain working as a consultant, program manager and payments expert in several international banks and SWIFT. Currently Damien is the Head of Payments Industry Engagement for the Cash Management arm of BNP Paribas. Next to accompanying the Bank’s Product and IT divisions as a senior strategist, he is representing BNP Paribas in various working groups across the industry, pursuing his passion to achieve instant and frictionless international payments. Damien holds an MSc in Economics and is a regular speaker at corporate and industry conferences.
Xavier Herrero

Xavier Herrero

Manager Operations Groups, CaixaBank
Michael Knetsch

Michael Knetsch

Tribe Lead Instant Payments, Cash Management, Deutsche Bank Michael Knetsch is Tribe Lead of Instant Payments in Cash Management at Deutsche Bank. In his role, Michael drives the Instant Product roll out across the globe, ensures the product stays on par with client expectation and drives the commercialization of the product. Before joining Deutsche Bank in 2019, he has been in the payment area for 25+ years through RBS, C2P consulting, Logica consulting and ABNAMRO in different roles within Consultancy, Product, Market Management and Technology. In leading roles in Strategy & Innovation, Strategic Product and Digital Banking Development, Core Banking, Channels, API, Payments and client advisory for complex and regional cash management solutions.

17:30 - 19:00

EBAday Drinks Reception, sponsored by ACI

 Toasts for Trust - Drinks Reception, Sponsored by ACI Worldwide, with Tom Warsop, CEO and Regis Folbaum, CEO STET