8:00 - 9:00
Registration & Refreshments
9:00 - 9:45
How to counter the consolidation in correspondent banking relationships?
While global payment transaction values and volumes are rising, the number of active correspondent banking relationships has declined. How can de-risking strategies help? What will be able to counter the trend? What alternatives are emerging?
Gareth Lodge (M)
Gareth Lodge is Principal Analyst at the global research and advisory firm Celent. His research focuses on payments back-office within banks, and he is probably best known for his work in payment hubs and instant payments. He is regularly quoted in the media, and has spoken at many major conferences around the world, including Nacha, EBADay and Sibos. Based in the UK, he has global coverage in his research. Prior to joining Celent, he has worked for a global cash-in-transit firm, Mastercard and VocaLink, and has served on the advisory board of many journals and payment vendors.
Erik Frantz
Roisin Levine
Roisin Levine is the Head of UK & Europe Partnerships at Wise Platform, Wise’s market-leading global payment infrastructure for banks, financial institutions and enterprises around the world. Roisin has nearly ten years of experience in the fintech sector securing and managing strategic partnerships with banks and financial institutions. Prior to joining Wise, Roisin was the Head of Banks at Flux, and has been awarded the Women in Fintech ‘Rising Star’ title three times.
Rafael Linde
Rafa has held a variety of positions during his 20+ years in financial services. He has worked as Sales and Trader in Investment Banking – Fixed Income and Treasury - and Transaction Banking. He has also run Cecabank’s UK Branch and currently leads International Development, FI and Global Relationship Management from London. Among his responsibilities, he is the product owner of Cecabank’s cross-currency solutions and is a member of Bank of Spain`s payments´ infrastructure group, AMI Pay. Rafa is also Cecabank’s ICMA’s Principal Delegate and sits on its Commercial and AML/TF Committees.
Dean Sposito
Dean Sposito is Head of Institutional Cash and Trade Finance, Western Europe, based in Frankfurt. Dean carries management responsibility for teams in eight locations throughout Europe. In this region, Deutsche Bank has active Cash Management and Trade Finance relationships with Financial Institutions in over 30 countries and maintains leading positions in EUR, USD, and other major currencies. Deutsche Bank is a premier provider of Cash Management and Trade Finance services to Financial Institutions globally. Deutsche Bank is a recognized leader among its peers, helping clients to efficiently manage their payments and trade needs across multiple time zones, borders and currencies.9:00 - 9:45
Accelerating the creation of real-time currency corridors
In which ways is a faster international payments ecosystem possible with the help of interlinking real-time payments systems? Which cross-border initiatives are on the horizon? Which challenges remain?
Elena Casal (M)
Elena Casal is Chief Client Officer at The Clearing House, responsible for creating and managing the holistic experience for its customers and partners. This role includes growing the RTP® network across U.S. financial institutions, evolving the customer engagement model for all TCH payments networks and promoting the company’s work to its diverse target segments.Elena has deep experience with product and customers in the payments industry. Prior to joining The Clearing House, Elena held regional and global product management positions at FIS, Clear2Pay and Fiserv where she was focused on building products and services across the global enterprise payments landscape.
Tapan Agarwal
Tapan is a banking technology and domain expert, who now leads the payments product management function for iGTB. He has over 2 decades of experience in banking technology, across multiple firms. He has worked in roles that range from development, design, consultancy to strategy and operational roles including managing large teams, top line targets and bottom-line responsibilities. He has implemented banking technology in multiple banks and consulted with CTOs and CIOs at banks on technology driven business and operational efficiency improvement.
Zennon Kapron
Zennon is the Managing Director of Kapronasia, an Atlas Technologies Group Company. Kapronasia is one of Asia’s leading providers of consulting services focusing on the fintech industry. Zennon has been involved in financial technology for over 20 years and covers all topics fintech and blockchain. Before Kapronasia, Zennon was the Global Banking Industry Manager for Intel based out of Shanghai, China and, prior to Intel, was the CIO for Citigroup Portugal. Zennon has testified in front of the U.S. Congress on issues of China fintech and is the author of ‘Chomping at the Bitcoin: The History and Future of Bitcoin in China’ published by Penguin. He holds a B.S. in Computer Science from Syracuse University and an MBA from INSEAD.
Piers Marais
With nearly a decade of experience in product development, Piers oversees product strategy for Visa Cross-Border Solutions and Currencycloud’s client base. He draws on his extensive background in payments to ensure that Visa Cross-Border Solutions and Currencycloud are continually at the forefront of the latest payment innovations. Piers is also the host of Currencycloud’s podcast, Payments Innovation. Before helping move money across borders, Piers spent seven years in Global Maritime Tech working alongside the likes of Maersk and Glencore.
Paul Francis Walvik-Joynt
Paul Francis Walvik-Joynt is currently Senior vice president, Real Time Payments at Mastercard. Commercialized Bill Pay and Real Time Payments successfully in several international markets, Experienced leader in Strategy, Technology, Payments and Services adjoining in particular Account to Account ecosystems. Particularly keen in removing friction, and creating seamless services that drive financial inclusion and diversify society in general. * Crossborder payments enablement and how to culturally enable new habits while driving inclusion. * Connecting services to mutually enable thriving ecosystems. * Multi rail services and Account to Account development. *Driving the cashless society10:00 - 10:45
Removing friction in international cross-border payments
The need to support economical, faster more transparent cross-border payments is increasingly apparent. What is expected from new initiatives and alternative models to solve the cross-border challenge? What are the pros and cons of these competing models? How can collaboration help to improve value transfer?
Liz Lumley (M)
Liz Lumley is deputy editor at The Banker. She is a global specialist commentator on global financial technology or "fintech". She has spent 30 years working in the financial technology space, most recently as director at VC Innovations and architect of the Fintech Talents Festival, managing director at Startupbootcamp FinTech London and an editor at financial services and technology newswire, Finextra. She was named Journalist of the Year for Technology and Digital Finance at State Street's UK Press Awards for 2022.
Marianne DeMarchi
Marianne Demarchi has more than 25 years’ experience in financial and banking services across fintechs and major international corporations. She has had increasing responsibilities in business development, digital transformation, and company management. In 2022, she joined Swift as Head of European Strategic Accounts, and was subsequently appointed Chief Executive Europe in December 2022, covering Business Development across the region. In January 2024, she expanded her role to cover the Middle East and Africa. From 2017 to 2021, Marianne was COO and member of the Board of Monext, a payments fintech and subsidiary of Credit Mutuel Arkea Bank.
Vijay Lulla
With a visionary approach to shaping the future of global payments Vijay Lulla is a seasoned transaction banker known for driving high standards, tapping into uncovered product potential and consistently delivering to client needs. Vijay Lulla heads the EMEA Cross Currency Payments product for J.P. Morgan and is responsible for delivering on the transactional FX solutions for clients across the Corporate and FIG portfolio. He brings over 20 years of experience in the transaction banking space, covering roles across operations, sales, and product. He is passionate about people and spends time coaching and mentoring people in his free time.
Emanuela Saccarola
Emanuela is the Global Head of Cross Border Payments at Citi, responsible for the management of a broad and competitively differentiated suite of cross border payments solutions into over 200 countries. Innovations include real time payments into bank accounts/Alternative Payment Methods, across borders and currencies, and Global Beneficiary Services which allow clients’ payees to digitally track incoming payments. Emanuela holds a Master’s degree in Economics from New York University (USA) and a degree magna cum laude in Economics and Commerce from Ca’ Foscari University of Venice (Italy). Originally from Venice, she currently lives in Dublin with her husband Jim and two sons age 22 and 17.
Fiona Turnbull
Fiona has extensive experience in the Payments industry, with expertise in strategic change programmes, operations, lending and product management. In her role as Product & Scheme Manager, Fiona is responsible for setting the SEPA Vision, Product and Scheme Management, Compliance and Innovation. Previously Fiona led a number of Payments Change programmes including for PSD2, Future Clearing, and Weekend Pre-positioning. Fiona joined NatWest in 1994 and over her career Fiona has gained invaluable experience working alongside the NatWest Customer Journey, Operations and Technology teams. Fiona has recently taken up a position on the European Payment Council Payment Scheme Evolution & Maintenance Working Group.
Dr Hubertus von Poser
10:00 -10:45
Real-time payments across the globe
How can the initiatives for global real-time payments achieve scale? Which value-added services can be envisioned to make global real-time payments even more attractive? Which role does ISO 20022 and its enhanced data play?
Jude Pinto (M)
As Payments Canada's Co-CEO (Interim) and Chief Delivery Officer, Jude brings more than 30 years of experience in senior- and executive-level leadership positions within the financial services sector. He has successfully led business transformation and innovation nationally and internationally. As the payment systems that underpin Canada’s financial ecosystem continue to evolve, Jude is responsible for strategically leading large-scale delivery programs to support Payments Canada’s vision for a Canadian payment ecosystem that is resilient, inclusive and enables fair competition as the foundation of Canada’s thriving economy. Jude works alongside Payments Canada business and technology experts, members, stakeholders, and regulators.
Dan Baum
In his role, Dan looks after the definition of all attributes of the FedNow Service and future roadmap service features. Dan previously served as vice president in the Retail Payments Office (RPO) of the Federal Reserve System, with responsibility for Check and ACH product development and pricing. Dan holds a bachelor's degree in economics from the University of Maryland at Baltimore, a master of business administration from Johns Hopkins University, and a graduate certificate in Bank Management from Vanderbilt University.
Kjeld Herreman
Kjeld is a strategy consultant with 10+ years of experience in the payments industry. After having held numerous process, project, and product roles at Worldline, he became a payments consultant, where he has advised banks, payment service providers, solutions providers, market infrastructures, and network connectivity providers on their strategic challenges. With a focus on product strategy, Kjeld has helped senior executive size new market opportunities, evaluate potential acquisitions, review target operating models, and define compelling value propositions. At RedCompass Labs, Kjeld is responsible for the Strategy Advisory practice.
Uwe Klatt
Uwe Klatt started his career at GEVA in 1998 as a developer and completed his specialization with a Master´s degree in Business Administration in 2002 at the University of Wales, Cardiff, successfully.In 2004, he started as a Chief Executive Officer at GEVA and since then he has realized national and international projects within the payment transactions world. Some of these flagship projects were the introduction of the €uro as a currency, SEPA, Instant Payments and Request-to-Pay. Uwe Klatt is currently responsible for all strategic projects like "the digital Euro, currencies & stablecoins". - 3.png)
Rob Magee
Rob has been the Program Director of the Australian ISO 20022 Industry Migration Program since it began early in 2020, when the Australian Payments Network (AusPayNet) was appointed as the central coordination authority for the Program. Previously Head of Project Delivery, Rob has been running payments industry projects for AusPayNet for the last 19 years. These have ranged in topic, from high and low value clearing systems, to cards and communication networks. He has over 35 years’ finance industry experience, incorporating roles at the Australian Securities Exchange and the Bank of New York in London. Rob is also the Co-Chair of the High Value Payment Plus (HVPS+) group.
Isabel Schmidt
Isabel is the Executive Platform Owner for BNY Mellon’s Enterprise Payments Enablement. The team provides critical capabilities for businesses and functions across the global in support of BNY Mellon’s daily payment activity. Isabel holds over 25 years of experience in global cash management driving strategic planning and business development and product & market management. Prior to her current role, she co-led BNY Mellon’s Payment Product team in Treasury Services where she shaped and executed the product strategy and development for BNY Mellon's Global Clearing and FX Payment products and our Asset Account Services solutions for NBFIs. Isabel has held several senior positions at Deutsche Bank and JPMorgan prior to joining BNY Mellon.10:45 - 11:15
Coffee & Networking Break
10:45 - 11:00
Unlocking the $270 trillion Opportunity in Cross-Border Payments: Navigating Emerging Markets
Explore how to build an effective cross-border payments business into emerging markets, unlocking key revenue opportunities. Gain insights into future trends, innovations and capitalize on emerging market growth
Emily Corfield
10:45 - 10:50
Bankish
Bankish, will be presenting themselves/their product to a panel of judges and delegates.
Open for all to attend.
10:55 - 11:00
ChainComply
ChainComply, will be presenting themselves/their product to a panel of judges and delegates.
Open for all to attend.
11:00 - 11:15
The power of payments data: Validation, Smart Routing and Payment Repair
Discover how you can streamline the process of setting up, routing, and fixing payments globally while significantly reducing the need for manual payment repairs and the risk of using wrong payment routes.
William Mendenhall
Bill Mendenhall is the Chief Advisory Officer and Co-Founder of BankCheck by Lacuna Solutions. He began his career as a Bank Rating Analyst at Moody's and then went on to hold various high-level positions at Merrill Lynch, including Managing Director of the EMEA rating advisory team. After serving as Head of Research at an alternative bond fund manager, Bill shifted his focus to the fintech industry and helped build the BankCheck platform at Lacuna Solutions. With fluency in French, German, and Spanish, Bill is able to effectively communicate with the company’s global client base. When he's not working, Bill enjoys playing tennis, exploring the outdoors on foot or horseback, and participating in an author-led book club that he founded.11:15 - 12:00
Strategic Roundtable 2 “Navigating the transformation journey of banks”
Sulabh Agarwal (M)
As Accenture's Global Lead for Payments, Sulabh helps organizations across the world navigate the shifting payments landscape, combat lost payments revenue, and control and mitigate operational risk throughout the payments value chain. Sulabh's global remit oversees 5,000 payments practitioners. He is responsible for Global Capability Development for Accenture’s Payments practice including thought leadership, campaign management, training and marketing. Sulabh regularly presents at round tables, seminars and conferences like SIBOS and Money2020 on issues relating to the industry. Throughout his career, Sulabh has directed numerous client engagements ranging from defining strategy through to systems integration and implementation.
Simon McConnell
Within Treasury and Trade Solutions at Citi, Simon heads the European Clearing Business, with primary responsibilities for EUR, GBP, and CHF Clearing. Simon is responsible for the delivery of Citi’s European Clearing product globally to our FI Client base and is also responsible for the regional delivery of our Cross Border Funds Transfer offering to our Corporate and Public Sector Client base. He has extensive knowledge of the European payments industry and has extensive experience leading organizational change. He is board member of the Euro Banking Association and an active industry participant. Simon is a graduate of University College Dublin (BA) and Manchester Business School (MBA).
Bruno Mellado
Bruno Mellado is global head of Payments and Receivables at BNP Paribas. He has held several senior positions within BNP Paribas since joining the bank more than a decade ago. Prior to that, Bruno served as project management consultant at the Canadian Border Services Agency and as business consultant at American Management Systems. He holds a BCOMM in Business Administration and Marketing from Queen’s University, Canada and an MBA in Finance from Solvay Business School, Belgium.12:00 - 13:45
Lunch & Networking Break
12:00 - 12:05
Lemonero
Lemonero, will be presenting themselves/their product to a panel of judges and delegates.
Open for all to attend.
12:05 - 12:50
Rising Stars
What does success look like across the payments industry in 2024? With Silicon Valley Bank’s implosion and HSBC Innovation Banking’s birth at the forefront of our minds, the sector must not undermine the rising stars emerging across fintech. Newcomers with alternative skills are increasingly being welcomed in every incumbent bank, and those with awareness of technology are driving the evolution of how money moves today. What can these savvy individuals teach banks and payments services providers? How can traditional players watch out for disintermediation? What can we do to not get left behind? These and other questions will be at the core of this EBAday lunchtime session.
Níamh Curran (M)
Luca Kotton
Luca Kotton, a Technology Manager at Investec PLC, is a technology leader with a passion for people, AI, and modern technology. With roots in Johannesburg as a Payments System Analyst since 2018, Luca's core expertise started in Swift and Cross-Border Payments and other local South African payment rails. Since relocating to the UK in 2020 as a payments support engineer, Luca progressed into Team leadership in Payments , as well as into Product Ownership. He now looks after a platform that spans across mutiple areas which include People and Organisation, Risk Assurance, Legal and Facilities, while still maintaining his core in Payments.
John Salter
John Salter is the Chief Customer Officer at ClearBank, where he leads the commercial team responsible for client management and marketing. With over 30 years of experience in the banking sector, he has a deep understanding and passion for payments and innovative financial services solutions that can benefit his clients. Prior to joining ClearBank in 2019, John led teams in product management, client coverage and held two concurrent Managing Director positions with Lloyds Banking Group's global transaction banking division. Prior to Lloyds, John was the Head of Cash Management Sales with Deutsche Bank for the UK and Northern Europe.
Jenny Winther
Jenny Winther has more than 25 years’ experience in working with payment infrastructure. She is currently working at Handelsbanken as Head of Payment Schemes. She is a member of the EBA Clearing Board. Jenny also participants in several committees and working groups in the European Payments Council (EPC) and Nordic Payments Council (NPC) as well as the Swedish Bankers’ Association and the Swedish central bank. Before joining Handelsbanken, she held a key role in the ongoing transformation of the Nordic payment infrastructure as Secretary General for the Nordic Payments Council (NPC). Jenny has also worked for the Swedish clearing organisation Bankgirot as Head of Payment Products and Services.
Phoebe Zhou
Phoebe is a Banking Leader with 16+ years of experience in retail and commercial banking in the UK and EU. She has built digital client receivable solution from scratch and recently one of the solution she looks after has won the best innovative solution in PayTech Awards in 2023. Her expertise goes beyond Open Banking to Omni Collect, Digital Currencies and Digital Assets utilising emerging technologies including DLT and AI. As Head of Emerging Payments Europe for HSBC, Phoebe helps to oversee the delivery of plans centred around the Emerging Payments landscape in the UK and Europe for GPS. She also is a Steering Committee member for the Regulated Liability Network UK project and Digital Euro New Technology Wholesale Contact Group.12:10 - 12:15
Instarails
Instarails, will be presenting themselves/their product to a panel of judges and delegates.
Open for all to attend.
12:15 - 12:30
Enhancing your the Credit Origination Journey to prevent Fraud and Better Assess clients
In an increasingly digital world, where financial transactions are conducted with the click of a button, the risk of fraud has grown exponentially. At this same time, accurately accessing the creditworthiness of potential clients remains a core stone of responsible lending. Let’s walk together through strategies and best practices to enhance process security, improve client evaluations, and incorporate automation for more efficient decision-making.
Micaela Escribano Bernard
At CRIF I am working as Business Development Manager responsible for LATAM & EMEA Markets. My everyday objective is to support companies in their digital transformation processes to help them getting to know better their final clients through data analytics and smart decision making. the final outcome would be helping businesses in achieving a higher level of productivity reducing time to market and boosting their revenues. I have found that nothing satisfies me more than meeting new people, developing new relationships, solving problems, and contributing to the growth of businesses. As a city dweller who loves to travel and find new adventures along the way, I feel comfortable in international and fast-growing innovative environments.12:20 - 12:25
Lune
Lune, will be presenting themselves/their product to a panel of judges and delegates.
Open for all to attend.
12:30 - 12:45
Open Banking topic - How open is open banking. History and Future
Naushad Contractor
12:40 - 12:45
Kodex AI
Kodex AI, will be presenting themselves/their product to a panel of judges and delegates.
Open for all to attend.
12:50 - 12:55
TradeHeader
TradeHeader, will be presenting themselves/their product to a panel of judges and delegates.
Open for all to attend.
13:00 - 13:05
Banxlocal.uk
Banxlocal.uk, will be presenting themselves/their product to a panel of judges and delegates.
Open for all to attend.
13:45 - 14:30
What does the upcoming PSD3, PSR and the IP regulation mean for the payments sector?
In which ways will upcoming European regulation impact PSPs? When should they start preparing? Does increasing regulatory intervention represent a threat or an opportunity for traditional financial institutions?
Daniel Hellmann (M)
Daniel works as Director at Deloitte and leads the payments practice in Germany. With over 15 years of experience in the payments, IT, and regulatory domains, Daniel is a seasoned expert who has successfully led many payment projects for banks and fintechs – spanning from strategy, process optimization, risk management to IT implementation.
Simone Del Guerra
Since 2023, Simone Del Guerra has been Head of Central Institutions & International Sales contributing to the International growth of Nexi's Digital Banking Solution business. Simone holds a Bachelor in Business Administration from University of Pisa. Prior to joining Nexi, he worked for UniCredit Group where he held several senior positions among which, CEO of UniCredit Factoring Italy and Global Head of Financial Institutions Sales for Transaction Banking. Previously, Simone worked for IBM Italy before joining GE Capital, where he held various commercial positions in Italy, France and the UK.
Nuno Epifânio
Nuno Epifânio is a policy officer at the European Commission’s Directorate-General for Financial Stability, Financial Services and Capital Markets Union (DG FISMA). His main responsibilities include the review of the Payment Services Directive (PSD2) and other policy initiatives, such as the initiatives on the Digital Euro, on the Legal Tender of Euro Cash and on the European Digital Identity. Prior to joining DG FISMA, he worked on antitrust enforcement at the European Commission’s Directorate-General for Competition (DG COMP), at the Hong Kong Competition Commission and at the Portuguese Competition Authority. Nuno holds a Master of Arts in EU Law from King’s College, London.
Kevin Flood
Kevin’s experience spans banking and capital markets both as a bank employee and as a consultant in one of the big four. A recognised strategic transformation leader with extensive experience across financial services, and a track record of delivering large complex change globally, with a primary focus on the payments industry. Currently working within the Growth Office for Corporate & International Banking with a focus on payments strategy across the FIS ecosystem. Kevin is responsible for looking across the international landscape at the FIS payments solutions and offerings helping to bring together a connected and forward looking set of solutions for a wide and diverse client base, successfully achieving better outcomes for clients
David Malley
A long-time payments specialist, Dave is Payment Industry Engagement lead in NatWest’s Payments Centre of Expertise. As a member of various industry groups in the past (Bacs, LiNK) and currently EBA, he is a firm believer in the need for industry collaboration in non-competitive areas to support innovative payments development. Among the many current industry challenges, he sees putting Instant Payments and Open Banking on a sustainable commercial footing as priority areas.13:45 - 14:30
Open Banking and embedded finance: how far have we come?
How can the end-users’ payments experience be improved? In which ways do the underlying architecture need to develop to satisfy customers? Which pain points remain? Is the EPC’s SPAA scheme instrumental in paving the way for Open Banking in SEPA?
Mounaim Cortet (M)
Mounaim is working on strategy and innovation challenges in digital payments (PSD2, Open Banking/A2A payments), digital identity and Open Finance (Banking as a service, embedded finance and FIDA). He supports (globally active) players operating across the financial services value chain to navigate the changing landscape by understanding the implications of changing customer behaviour, regulation and technology requirements on launching new data driven products and services for different client segments and to realise compliance with forthcoming regulatory requirements.
Gijs Boudewijn
Gijs Boudewijn (1958) is currently General Manager at the Dutch Payments Association (DPA). He has extensive experience in domestic as well as international payments related issues. Closely involved in PSD2/3 matters, open banking and the RTS of the EBA, instant payments and digital euro. He is Chair of the Legal Support Group of the European Payments Council (EPC) after serving several terms as Board member, and Vice-Chair of the Payment Expert Group of the European Banking Federation (EBF, after having served 3 terms as Chair). He is Vice-Chair of the European Card Payments Association (ECPA), and Chair of the Payments Working Group of the International Banking Federation (IBFed).
Pietro Fragnito
Pietro Fragnito is a computer engineer and innovation enthusiast with a profound passion for domains enriched with innovative technologies, processes, and environments that align with the ethical and moral values he upholds. He has extensive work experience in innovative roles, including Senior Innovation Strategy and Market Outlook, and as a Senior Enterprise Architect in projects such as 'isybank' and 'Next way of working', where he has played a pivotal role in managing architectural and digital transformations. Previously, driven by his love for cross-disciplinary collaboration, he served as a corporate branch start-upper in the Amsterdam Branch, gaining substantial financial expertise.
Paul Staples
Paul Staples is the Head of Embedded Banking at ClearBank and has had a 20-year career founding, building and scaling tech and business platforms across multiple industries including Banks. Paul has been involved in Banking as a Service and Embedded Banking for many years and is an active commentator and advocate for safe and well-regulated Embedded Finance. Paul has also founded several technology companies, from Oil&Gas market places during the dot.com days and Carbon depository solutions, to more recently building a SaaS platform that solves the complexity of the logistics for Ports and Construction sites.14:45 - 15:30
AI in banking and payments
PSPs have used rule-based AI, such as machine learning and robotics process automation for a long time. Now new forms of AI around large language models, such as generative AI, open opportunities to differentiate. In which organisational areas and services should banks pursue their AI investment? What are the risks involved?
Patricia Hines (M)
Patty is a seasoned professional with over 20 years of experience in financial services. As the Head of Celent's Banking, Wealth, and Risk practices, she leads advisory, research, and consulting efforts to support the firm’s banking, solution provider, and management consulting clients. Patty’s industry research expertise lies in corporate banking and global transaction services, focusing on treasury and cash management, corporate banking channels and connectivity, and commercial and small business lending. Patty's unique blend of business, technology, and operations expertise makes her a trusted advisor for clients seeking strategic guidance in the ever-evolving financial landscape.
Sara Amara
Sara has over 18 years of banking experience, having spent the last 16 years with HSBC. In her current role as Head of Currency Clearing, Sara oversees the product management and transactional FX for one of the largest global banks. In her career she has successfully developed and commercialized cutting-edge payment solutions for corporate clients across the Middle East and Europe. Sara holds an MBA from the French Symposium (HEC, ESCP Europe, Euromed, ESAA) and is Fintech and Blockchain certified from Said Business School, University of Oxford.
Gurumurthy Palani
Gurumurthy Palani, a distinguished leader in global transaction banking with over three decades of experience spanning the Middle East, Europe, the US, and Asia. Joining GIB in 2017 as Global Head of Transaction Banking, Gurumurthy's journey showcases his deep expertise in trade finance, cash management, and payment systems. A MBA graduate of the prestigious Rotman School of Management, Canada, Gurumurthy has honed his skills through key roles in leading financial institutions like SABB, HSBC, Standard Chartered, and Royal Bank of Canada. His strategic vision and leadership have shaped global trade finance and cash management offerings, driving innovation and customer-centric solutions.
Christian Sarafidis
Christian Sarafidis is Chief Executive, EMEA Financial Services at Microsoft. Prior to joining Microsoft, Christian held senior executive positions for multinational groups in Financial Services and the Technology industry including SWIFT as CMO and Deputy Chief Executive EMEA. It was there he launched the SWIFTgpi initiative (Global Payments), a groundbreaking initiative to enhance the speed, transparency and traceability of cross-border payments. At Microsoft, Christian focuses on assisting financial institutions in their digital transformation journey. His goal is to help them reduce time to value, improve customer experience, increase agility, drive business innovation, manage risks, and optimize the total cost of ownership.
Andy Schmidt
Over 30 years of financial services experience as a banker, consultant, and analyst at Bank of America, EY, and Gartner - guiding banks, vendors, and start-ups in making key business and technology decisions. Chairs CGI’s Banking Industry Growth Council, sits on CGI’s Banking Industry Strategic Cabinet and US Banking Steering Committee, and previously served on the Federal Reserve’s Faster Payments Task Force. Primary expertise spans current and emerging payments types, anti-money laundering (AML), Know Your Customer (KYC), and onboarding. Additional expertise includes product and market strategy, innovation, data, mergers and acquisitions, and translating complex technologies into straightforward business opportunities.14:45 - 15:30
New approaches to fraud management
Fraud is the topic of concern to everyone in payments. As financial crime evolves, so must payments security. What are fresh strategies to combat financial crime? Which collaborative approach is best suited to mitigate new fraud risks?
Peter Ryan (M)
Peter Ryan is a Senior Research Director covering the banking and financial technology industries within Gartner's Financial Services Research and Advisory team. Peter helps banks modernize their payments systems and make the best use of their payments data in support of consumers and businesses. Peter also advises bank executives on open banking, core banking, and data standards. In addition to working with banks, Peter brings his product management experience to advise technology vendors on how to successfully sell into banks including go-to-market strategies and product positioning.
Marc Corbalan
Marc Corbalan is the Global Head of RTP Analytics at Visa, responsible for delivering Visa's Real Time Payments and Risk Analytics programs. Marc is a seasoned business leader with over twenty years of experience in Payments, Artificial Intelligence and Machine Learning. Before joining Visa, he has held senior positions at Vocalink and Experian. Marc holds a MSc in Physics from the University of Zaragoza and an MSc in Data Telecommunications and Networks from Salford University.
Erwin Kulk
Erwin Kulk is Head of Service Development and Management at EBA CLEARING, the leading private-industry provider of pan-European payments infrastructure services. Erwin has been working in interbank payment processing since 1998. He joined EBA CLEARING in 2012, where he initially supported the development of STEP2, with a focus on the SEPA migration. Since 2015, Erwin has been responsible for the management of the EURO1 (for high-value euro payments), STEP2 (for pan-European retail payments) and RT1 (the first pan-European instant payment system) services, as well as the development of new services.
Simone Löfgen
Simone is the Global Head of Payment Platforms at Commerzbank. In her role, she is responsible for the product management, IT operations, development and delivery of Commerzbank’s global cash management activities. Simone has 20 years of experience in wholesale Corporate Banking. She has held several management positions including Head of Corporate Banking in Commerzbank France as well as Head of International Platforms. She drives technological development combined with a customer centric delivery approach. Simone and her teams represent Commerzbank in various German and European forums to provide thought leadership to the industry. She is a Board member at EBA Clearing.
Kannan Rasappan
Verification of Payee expert who has worked and advised leading financial institutions in the UK such as RBS, HSBC, WorldPay and Lloyds Banking Group. An active participant at several Open Banking working groups and speaker at various conferences. Currently serving as Advisor to Berlin Group's NextGenPSD2 standards - EU's most widely used API specification and serving as Open Banking Advisor at Grant Thornton. CEO & founder at Banfico, a fintech company helping banks implement Verification of Payee, and obtain open banking compliance by providing consulting and implementation services.15:45 - 16:15
Closing roundtable and video “Looking back on EBAday’s highlights”
Debi Bell Hoskings (M)
Thomas Egner
Wolfgang Ehrmann
Sophie Giorgi
17:00
End of event