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08:00 - 09:00 Exhibition
Registration & Breakfast

Making the change to instant payments in all relevant channels is a large investment. What constitutes a good implementation plan? Which pain points remain globally and regionally? 

Jude Pinto

Jude Pinto

Payments Canada

Antoine Cuypers

Antoine Cuypers

Intix

Daniel Stanton

Daniel Stanton

Bank of America

Jonny Keir

Jonny Keir

NatWest Group

Kevin Flood

Kevin Flood

FIS

Sophie Giorgi

Sophie Giorgi

Crédit Agricole

Open Finance begins with secure and reliable data access for consumers to share their data with the financial apps and providers they choose to use. This panel will discuss how the move from today’s Open Banking will structure the journey towards an Open Finance ecosystem.

Vincent Brennan

Vincent Brennan

Edwin Sanders

Edwin Sanders

Rabobank

Manuel Thomet

Manuel Thomet

Synpulse

Mounaim Cortet

Mounaim Cortet

Innopay

Simon Eacott

Simon Eacott

NatWest

The goals of the G20 Roadmap for Enhancing Cross-border Payments include increased transparency, speed, security and lower costs. However, challenges remain, in particular with regard to the operational and regulatory environment. How will the future of cross-border payments look like?

Kate Pohl

Kate Pohl

Euro Banking Association

Chris Jameson

Chris Jameson

Bank of America

Isabelle Poussigues

Isabelle Poussigues

Société Générale

John Hutton

John Hutton

LexisNexis Risk Solutions

Rafael Linde

Rafael Linde

Cecabank

Tapan Agarwal

Tapan Agarwal

iGTB

With volumes of instant payments (and real-time payments in the US) constantly growing, which benefits do instant payments have – for PSPs, for companies, for retail consumers? Which drivers may promote further adoption of instant payments? What is the situation in emerging markets?

Christophe Vergne

Christophe Vergne

Capgemini

Andrea Pennacchia

Andrea Pennacchia

Nexi

Conor Colleary

Conor Colleary

Oracle Financial Services

Elena Gomez

Elena Gomez

Citi Services

Helena Forest

Helena Forest

Mastercard

Martin Runow

Martin Runow

Goldman Sachs Bank Europe

10:45 - 11:15 Exhibition
Coffee Break & Networking

  

Dave Birch

Dave Birch

Jean-François Mazure

Jean-François Mazure

Societe Generale

Simon McConnell

Simon McConnell

Citi Services

12:00 - 13:45 Exhibition
Lunch & Networking

Is the market ready for the end of the coexistence of ISO and MT messages? What remains to be done in the next few months to realise ISO 20022’s full benefits?

Kjeld Herreman

Kjeld Herreman

Paylume

Christopher Gardner

Christopher Gardner

Deutsche Bank

Domenico Scaffidi

Domenico Scaffidi

Unifits

Justin Brearley-Smith

Justin Brearley-Smith

J.P. Morgan

Sylvain Dauge

Sylvain Dauge

Société Générale

Vitus Rotzer

Vitus Rotzer

Bottomline

13:45 - 14:30 Room 2

What are the current complexities facing PSPs with regard to verification of payee? What else can reduce the fraud risk for consumers and businesses?

Lu Zurawski

Lu Zurawski

Payment System Regulator

Jacques Vanhautere

Jacques Vanhautere

SEPAmail.eu

Kannan Rasappan

Kannan Rasappan

Banfico

Nicolas Trimbour

Nicolas Trimbour

BNP Paribas

Olivier Julou

Olivier Julou

Crédit Agricole

Sheri Brandon

Sheri Brandon

Worldline Financial Services

Payment services providers have created innovative operating models for international remittances and low-value payments. How are these payment services changed by developments in real-time payments, Open Banking, and interlinkages between low-value infrastructures?

Leo Lipis

Leo Lipis

Lipis Advisors

Akshat Saharia

Akshat Saharia

HSBC

Anastasia Serikova

Anastasia Serikova

Visa Direct

Emanuela Saccarola

Emanuela Saccarola

Citi Services

Sanjeev Bhatti

Sanjeev Bhatti

BNY

Steve Naudé

Steve Naudé

Wise Platform

14:45 - 15:30 Room 2

With instant and real-time payments live in the SEPA zone and the Americas now for years and with rapidly growing volumes, this session will explore how PSPs and their customers are already benefiting from access to real-time payment rails and corresponding solutions.

Elena Casal

Elena Casal

The Clearing House

David Voss

David Voss

Bank of America

Esther Galiana

Esther Galiana

BBVA

Dr. Hubertus von Poser

Dr. Hubertus von Poser

PPI

Simone Del Guerra

Simone Del Guerra

Nexi

  

Debi Bell Hosking

Debi Bell Hosking

Finextra

Christian Luckow

Christian Luckow

Danske Bank

Frantz Teissèdre

Frantz Teissèdre

Société Générale

Krister Billing

Krister Billing

Euro Banking Association

Thomas Egner

Thomas Egner

Euro Banking Association

Wolfgang Ehrmann

Wolfgang Ehrmann

Euro Banking Association

16:15 Exhibition
Close of EBAday 2025

  

Isabelle Olivier

Isabelle Olivier

 Visa Direct

Instant payments and virtual assets are reshaping the financial ecosystem – but with speed and digitalization comes exposure. Regulatory mandates like Verification of Payee (VOP) or the Travel Rule are helping to close the gaps in illicit financial flows, yet fraudsters continue to innovate faster than policy.

We will explore a holistic defense model, combining optimizations and AI/ML assistance that empowers financial institutions to prevent in real-time behavioral transaction anomalies.

Marie-Christine Diaz

Marie-Christine Diaz

  

Demis Estabridis

Demis Estabridis

Gini GmbH

Miguel Palmer

Miguel Palmer

Gini

10:45-10:55 Fintech Zone
Fintech Zone - pAlscreen Limited
10:55 - 11:05 Fintech Zone
Fintech Zone - Adhara Ltd
11:05-11:15 Fintech Zone
Fintech Zone - Authologic
12:15-12:25 Fintech Zone
Fintech Zone - Consilient Inc
12:25-12:35 Fintech Zone
Fintech Zone - Izi Payments Limited
12:45-12:55 Fintech Zone
Fintech Zone - Cavefish
12:55-13:05 Fintech Zone
Fintech Zone - Open Finance Al
13:05-13:15 Fintech Zone
Fintech Zone - StopCrime GmbH